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Found the
home
of your
dreams?


We offer the assistance you need to help in all of your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy and enjoyable process.

Loan ProgramsView All

Conventional Loans

Better rates, terms and/or lower fees than other types of loans.

Refinance Loans

Find out how Refinancing can lower your monthly payments.

FHA Loans

Best for first-time home buys and less than perfect credit.

Reverse Mortgage

Take advantage of your home equity.

About Us

High Standards   Quality Customer Service   Experts   Professional

At Innovative Mortgage Services we strive to make you a client for life. We want to be your first choice each and everytime you need a home loan. We always try to go above and beyond for you so that you will always feel confident referring your family and friends to us for their mortgage financing needs.

Give us a call today for a free, personalized consultation. You can also apply online. Fast, Secure and Easy.


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What Our Customers Say About Us


We care what our customers think of us and so should you. We are partners in your business and your success is ours.

Awesome Loan Originator
natigarcia0678 from Tampa, FL
Smooth transaction, We move through the process and help me understand everything in the loan and we close on time with the rate that I like. I highly recommend her for someone that like to explained through the transaction and gets it done.

LOAN STATUS Closed Dec 2017
LOAN TYPE Purchase
CLOSE ON TIME Yes
INTEREST RATE Lower than expected

Natividad Garcia

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Bettina is the best!
Amanda G from Tampa, FL
Bettina was absolutely incredible! We were first time homebuyers going against the odds with high student loan debt and a humble 3.5% down payment. Bettina went above and beyond to fight on our behalf and work with us. She made herself available, she spoke to us constantly and walked us through ...
Read more
LOAN STATUS Closed Jun 2018
LOAN TYPE Purchase
CLOSE ON TIME Yes
INTEREST RATE As expected
FEES/CLOSING COSTS Lower than expected

Amanda Guerrier

Bettina Savorelli
rjc1942 from Tampa, FL
Professional A+, Personality A+Hard worker A+ She was an excellent choice for us. Thank you Bettina PS If we ever need to refinance or buy another home we will certainly be in touch again.

LOAN STATUS Closed Jan 2018
LOAN TYPE Purchase
CLOSE ON TIME Yes
INTEREST RATE As expected
FEES/CLOSING COSTS As expected

Robert Cuddyer

Great experience
lkenngott from Palm Harbor, FL
As a first time home buyer my wife and I were a little scared as to what it takes to make a home purchase as far as documents, paperwork, and Finances. Bettina made it such an easy process. No matter what I asked her she explained it in a way ...
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LOAN STATUS Closed May 2017
LOAN TYPE Purchase
CLOSE ON TIME Yes
INTEREST RATE As expected

Lawerence Kenngott

Bettina Savorelli
vfaircloth1963 from Wimauma, FL
Bettina was always a step ahead in the daunting process of getting a mortgage. From the start she took charge and I immediately felt confident and comfortable with her expertise.

LOAN STATUS Closed Sep 2016
LOAN TYPE Purchase
CLOSE ON TIME Yes
INTEREST RATE Lower than expected
FEES/CLOSING COSTS Lower than expected

Vivian Faircloth

She worked hard and tried everything.
donnazb from Tampa, FL
Process was long and stressful because of my bad credit score and amount of cash on hand. I am very happy with my home and felt that all the stress I went through it was worth it.

LOAN STATUS Closed Feb 2017
LOAN TYPE Purchase
CLOSE ON TIME Yes
INTEREST RATEAs expected
FEES/CLOSING COSTSAs expected

Donna Zambito

beatrice scott from Land O Lakes, FL
I had great experience working with Bettina Savorelli and her team. Bettina explain the entire process and was responsive to all of my requests and questions.

LOAN STATUS Closed Jan 2017
LOAN TYPE Purchase
CLOSE ON TIME Yes
INTEREST RATE As expected
FEES/CLOSING COSTS As expected

MICHELLE SCOTT

Fantastic working with Bettina
zuser20151004224646271 from New Port Richey, FL
Thanks for walking me through everything and the great job your company does... Went above and beyond to close when I needed to close.. Would recommend Bettina with out hesitation.. Will look to her again in the future if I ever need to buy or sell a home.

LOAN STATUS Closed Jul 2016
LOAN TYPE Purchase
CLOSE ON TIME Yes
INTEREST RATE As expected
FEES/CLOSING COSTS As expected

Frederick M Mirr

Super Mortgage Lender!
zuser20161104064050393 from Palm Harbor, FL
Bettina Savorelli is one of the best Mortgage Lender Agents I have had the pleasure of knowing! Knowledgeable in all aspects of lending and will walk you through every step of the way. She truly cares about her clients and instantly becomes a great friend! I will always treasure you Bettina as a true and caring agent and mostly as my friend!

LOAN STATUS Closed Nov 2016
LOAN TYPE Purchase
CLOSE ON TIME Yes
INTEREST RATE As expected
FEES/CLOSING COSTS As expected

Pat Taylor

I would recommend Bettina to all my family and friends
otowndawg from Orlando, FL
Bettina was wonderful to work with throughout the refinance process. She was very helpful and explained everything. She also helped with my Homeowners insurance. I would definitely recommend Bettina

LOAN STATUS Closed Apr 2016
LOAN TYPE Refinance
CLOSE ON TIME Yes
INTEREST RATE As expected
FEES/CLOSING COSTS As expected

Donnie Smallwood

She answered or returned all of our calls in a timely manner, was extremely knowledgeable,...
freddie n melissa
Bettina came highly recommended and she did not disappoint. She answered or returned all of our calls in a timely manner, was extremely knowledgeable, thorough, and helpful. I would absolutely recommended her to any of my family and friends.

LOAN STATUS Closed Aug 2016
LOAN TYPE Purchase

Freddie Cancel

Any time I had questions, she would take time to explain steps patiently and was ...
Tamar Rivera Rodriguez from Clearwater, FL
I was living in an unsafe environment and needed help getting a home for my kids when I first met Bettina. I wanted to get out of that apartment before the end of the summer. Bettina immediately made a list of things I needed to do and communicated with me constantly during the process. She always followed through with any request and made me feel secure throughout the whole process. Any time I had questions, she would take time to explain steps patiently and was very kind to me and my family! I can happily say that not only did I find my home, but am living in a safe environment again with my kids.

LOAN STATUS Closed Aug 2016
LOAN TYPE Purchase

Tamara Rivera Rodriguez

Bettina was amazing helping and guiding us every step of the way.
zuser20160727201549148 from Tampa, FL
I would like to take the time to say thank you to Bettina, for helping us achieve our dreams of becoming homeowners. Bettina was amazing helping and guiding us every step of the way. Highly recommend her.

LOAN STATUS Closed Jul 2016
LOAN TYPE Purchase

Virelys Cruz

I HIGHLY recommend her to anyone in the market for an honest, effective and dynamic ...
Nellie57 from Tampa, FL

Bettina Savorelli is the best!! She is patient, extremely knowledgeable, helpful and kind! I HIGHLY recommend her to anyone in the market for an honest, effective and dynamic Loan Originator! Her guidance and knowledge is exceptional and when she says "don't worry" she means it! If you are considering Bettina's services, trust me, she is your finest choice. Bettina is and always will be my choice and she will be yours as well!!Choose Bettina Savorelli with confidence, You will NOT be sorry!

LOAN STATUS Closed Aug 2015

Nellie Rabin

Without Bettina Savorelli being there for me; it would have not happened.
chiefmaguire from Tampa, FL
She helped me out right from the beginning. Never thought that I could purchase a home of our own. Without Bettina Savorelli being there for me; it would have not happened. Period!

LOAN STATUS Closed Jul 2015
LOAN TYPE Purchase

Michael Maguire

Bettina was able to guide me through correcting my credit report and extremely knowledgeable ...
cacalderon6 from Tampa, FL
Bettina is the best at what she does! My file was extremely difficult because I had a bankruptcy and foreclosure. Bettina was able to guide me through correcting my credit report and extremely knowledgeable about documentation that had to be provided to lender. With hard work and dedication she was able to close my loan. It was my pleasure to work with her and I was completely satisfied.

LOAN STATUS Closed Apr 2015
LOAN TYPE Refinance

Caren Calderon

She made the whole process very easy for us.
shellyking80 from Palm Harbor, FL
My sister recommended Bettina to us and we are so thankful she did. Bettina is extremely knowledgeable and amazing at what she does. She made the whole process very easy for us. Thank you so much Bettina!

SERVICE DATE Apr 2015

Shelly King

I have recommended her services to many people and will continue to do so.
user7686873 from Lakeland, FL
Bettina was wonderful she helped me repair my credit and guided me through the purchase of my first home. She was quick to respond to questions and went above and beyond my expectations. I have recommended her services to many people and will continue to do so. I would not have been able to buy my home without her.

LOAN STATUS Closed Jul 2014
LOAN TYPE Purchase

Jessica Coiro

Her knowledge of the mortgage loan industry provided me a sense of calmness through ...
zuser20140329191014831 from San Antonio, FL
It is rare for me to submit to any survey thinking it would make a different but in the case of Bettina Savorelli I must share with others my experience with this exceptional individual. From day 1 until my closing she walked with me each and every step of the way. Her knowledge of the mortgage loan industry provided me a sense of calmness through out this intense process. She went beyond the call of her duties to ensure I was posture for approval. Bettina wasn't a 9 to 5 business hours officer...her professional commitment extended well into many nights to complete any action required. If you looking for the best loan experience no need to look any further, I recommend her as your #1 choice!

Charles (Harley Dude)

LOAN STATUS Closed Jun 2014
LOAN TYPE Purchase

Charles Mclaurin


If you are in the market looking for a great/excellent lender do not look furthermore ...
user8793329 from Hudson, FL
Words cannot express our gratitude to Bettina for her supreme service throughout all of our mortgage process. She surpassed our expectations at every step of the way. She was an incredible professional throughout the buying process. She was able to lock me into a great rate and she walked me through all the details and terms no matter how small it was, and answered all my questions and emails promptly. No extra question, email, or phone call was ever a bother for her; she was always there for me. Personally I do not see her as my mortgage person but as a good friend. During this process we had some tough time yes, but we definability have a lot of good ones and a lot of laughs. She did something that I never expect, one night (yes night, because this girl works long hours) she took my wife hands and mine together and she prayed with us for our house to come through, I never will forget that. Sometimes I don’t know how was buying the house she or me (LOL), because she got me up when I was down, she know exactly what you need and when you need it, she is just amazing on her job. Bettina is the type of person that make you feel like part of the family, we did not just talk about the mortgage, but about family my children or her daughters and life too. In the pass I was one of those people damaged by bad lender but with her it was like a safe drive home (literally). If you are in the market looking for a great/excellent lender do not look furthermore because this girl will get you into you dream home in no time like she did with me and my family. If anything else, which I have to say, is…”Bettina thank you, I and my family love you”. God bless you always and you are always welcome to ours house.xoxoxo

LOAN STATUS Closed Jun 2014
LOAN TYPE Purchase

Ramon Calcano